HAPPY OCTOBER!!!!!!!!!!!!!!!!

CONFESSION: i have $12 in my checking account for the next 10 days~

This might seem scary and daunting to a lot of people, but it is a personal accomplishment for me. Neither my husband or I is very good with budgets and math and money, but we do ok most of the time. if i am being really honest kel and i consider it a great month if we get all the basic bills paid and fill one of our cars up ALL the way with gas.

The reason i see starting October with $12 in my checking account: for the first time in MONTHS kel and i paid every single bill in full and got started on all of our recent medical bills (from my surgery in August).

This seems stupid, every single family in America pays bills, but for me to say i paid EVERY SINGLE BILL, on time and in full plus i have $12 in my account at the first of the month in an awesome feeling.

• there are no bills waiting on my desk to be paid
• there are no creditors or collectors calling me because I missed or was late on a payment
• there is no fear that next paycheck wont cover all my bills
• there is enough food in my house and freezer for a week, bonus points it's food i LIKE and not just ucky food left in the freezer because i don't like it (although i might stop by for dinner at my parents one night this week)
• i have 2 things i sold on craiglists i am waiting to get picked up for some extra cash for the week
• i have an additional $10 cash in my wallet

There are still a lot of medical bills i only paid minimum payments on them, but i got the first one paid off completely and am hoping to get them paid off soon.

This is very personal for me, i know all my friends and family know we are not rolling in money and most people i know are in a similar situations. I would never normally consider posting this for all the world to see how desperate and broke we are, but today it is not about that. I am NOT broke (yet, the moment this is posted my car will break and i will be begging for money) i have $12!

On another but still positive (get it, my account is NOT negative) note it is OCTOBER! the best month of the year. this year i have a TON going on,

• a good, very dear friend of mine gets married. i am a bridesmaid and we are putting on a showers and party and fun (oh my)
• it's another friends' birthday and i have something fun up my sleeve for her
• i resolve to make a new apple or pumpkin recipe every day that i am home
• i have a dozen fall crafts for me and cecelia to make,
• kel and i are celebrating our 2nd wedding anniversary (yay)
• we have a trip to Indiana/Kentucky to visit some family (who i miss and love and can't wait to see)
• and FINALLY i get to go see a friend (the same one who has a birthday this month) down in St Louis who i STILL have not see her house after YEARS! this will be our first trip out of town without Cecelia the weekend after our 2nd anniversary for Kel and I! i'm pretty pumped!
• then it's halloween! yay! 

My final random note for the day is that i started  Christmas shopping! Now i HATE when Christmas pops up before Thanksgiving. I love the reason of Christmas but the whole season overall is just not my favorite. However this year i started planning gifts and ideas for people. I decided Kel and I were going to start buying gifts now when we had a spare twenty here or there. This past week i sold almost $100 of stuff on craigslist.com and i bought my mother-in-laws gift (part 1) and kel and i went out to eat and i bought a few other small gifts. I love the idea that we wont go broke this christmas. I love GIVING gifts and with my theory of starting early while we have the cash means i can actually give people the gifts i want. i am also making a lot of the gifts so i have gotten started on that too!




p.s. i might be proud of my $12 but if anyone needs a babysitter or knows of work, let me know!